OffplanIndex
United Arab Emirates · Payment plan structure · July 2026

The 30/70 payment plan: 177 projects offer it

177 tracked off-plan projects publish 197 payment plans on this structure, thirty before keys, seventy on handover. That is 8% of the 2,265 off-plan projects whose published schedule the corpus can read, offered by 101 developers across 62 communities.

Priced across 8,164 unit records, the median asks AED 1,607,506 for 1,031 sqft, or AED 1,847 per sqft. 5 published structures ask more per sqft than this one and 4 ask less, on a range running AED 1,624 to 2,273. The terms are not free: a structure that defers more of the price is worth more to the buyer at the same headline number, which is what the discount column below prices.

84% of the priced records sit in Dubai. The largest handover cohort inside the set is 2027, with 82 projects scheduled. 22% of the 177 projects publishing a sale status are already marked gone, so treat the list below as evidence of terms rather than of availability.

Projects offering it
177
197 published plans, 8% of the plan book
Median per sqft
AED 1,847
AED 1,564 to 2,166 mid half, 8,164 records
Median booking deposit
10%
30% median due before keys
Plan discount
4.94%
median over 160 priced schedules
Every published structure, on the same two numbers

What it is worth against the other structures

StructureProjectsDevelopersPriced recordsAED/sqftBookingPlan discount
90/1074261,1921,62410%4.48%
80/20318383,7471,86620%5.83%
70/302385910,4392,27320%5.00%
60/4058017117,0072,16715%5.33%
50/5043018816,7641,97710%5.04%
40/603321546,1241,87410%5.06%
30/701771018,1641,84710%4.94%
20/8071442,8681,74220%3.48%
Post-handover39215711,2361,64410%7.26%
1% monthly88494,5241,65820%8.01%

The plan discount is the published schedule discounted to present value at 5.0% a year against the headline price it is quoted at, so a deeper number means more of the price is deferred and the terms are worth more at the same asking figure. The deepest structure on this measure is 1% monthly, at 8.01%. Structures overlap: a project publishing two plans is counted under both, which is why the project column sums past the 2,265 projects behind the set.

Developers with 25 or more priced records on this structure

Who offers it

DeveloperPriced recordsMedian priceMedian sqftAED/sqft
Azizi3,281AED 1.34M7352,096
Reportage1,455AED 1.91M1,7461,577
Union P.J.S.C431AED 2.45M1,2661,940
Deyaar227AED 1.84M1,1701,678
Cosmo160AED 11.6M2,7024,294
Alef147AED 1.55M1,1871,250
Pantheon118AED 1.18M6291,898
Roof Enterprises111AED 1.20M8951,341
Danube97AED 1.83M8721,772
H&H89AED 8.22M2,2463,912
MAG87AED 1.53M9101,669
TownX84AED 1.05M5011,949
Alishaan79AED 995K7371,325
Eagle Hills78AED 981K1,0351,043
VHS76AED 867K6671,299
Ajmal Estate61AED 865K7761,119
Next56AED 3.23M1,3942,438
Anax54AED 987K7861,272
Tasmeer Indigo47AED 1.30M7981,597
EMS45AED 1.64M6892,417
Kasco45AED 1.96M6363,305
Mashriq Elite44AED 1.28M8381,636
Urban Venture44AED 839K4361,820
Kamdar43AED 1.23M8251,515
Valores42AED 665K5361,242

Ranked by how much priced inventory each builder publishes on this structure, not by how good the terms are. A builder appears here for one structure and again for another where it offers both.

Communities with 25 or more priced records on this structure

Where it is offered

CommunityEmiratePriced recordsMedian priceMedian sqftAED/sqft
Dubai SouthDubai3,250AED 1.34M7352,036
Dubai Investments ParkDubai661AED 1.26M8061,459
Motor CityDubai431AED 2.45M1,2661,940
MajanDubai284AED 4.31M1,9922,154
Jumeirah Village CircleDubai280AED 1.26M8001,596
Dubai IslandsDubai182AED 3.36M1,3772,449
Al Raha BeachAbu Dhabi179AED 11.6M2,7024,020
Al RaudahUmm Al Quwain168AED 1.82M1,0661,734
MuwailehSharjah143AED 1.55M1,1871,252
Dubai Sports CityDubai138AED 1.51M9101,674
Dubai Land Residence ComplexDubai134AED 1.20M8951,340
DAMAC LagoonsDubai132AED 2.96M1,8731,577
International CityDubai124AED 909K7331,298
Al Marjan IslandRas Al Khaimah112AED 2.50M8802,934
Al Reem IslandAbu Dhabi109AED 3.89M1,5971,944
MeydanDubai106AED 4.13M1,2323,371
Al WaslDubai106AED 8.53M2,3353,950
Al WarsanDubai103AED 852K7671,188
LiwanDubai102AED 1.18M8391,340
Al SatwaDubai89AED 1.85M7952,352
Dubai Studio CityDubai79AED 1.17M6801,610
Al KhanSharjah77AED 981K1,0321,061
Al FurjanDubai70AED 2.34M1,3791,689
Jumeirah Village TriangleDubai62AED 1.58M8721,814
Dubai Production CityDubai54AED 1.48M1,1891,330
Bedroom counts publishing 20 or more records on this structure

What it buys, rung by rung

BedroomsPriced recordsShareMedian priceMedian sqftAED/sqft
Studio1,35617%AED 785K3612,155
1 BR2,53531%AED 1.28M7331,744
2 BR2,47830%AED 2.41M1,1511,996
3 BR1,16314%AED 3.16M1,8671,814
4 BR5256%AED 4.31M2,1172,154
5 BR1031%AED 14.5M4,4062,607
Where the structure is deep

By emirate

EmiratePriced recordsShareMedian priceMedian sqftAED/sqft
Dubai6,83284%AED 1.58M9711,880
Abu Dhabi4385%AED 4.57M1,9812,504
Fujairah2663%AED 1.28M9301,478
Sharjah2533%AED 1.49M1,1951,217
Ras Al Khaimah1712%AED 1.96M8182,628
Umm Al Quwain1682%AED 1.82M1,0661,734
Ajman360%AED 5.59M2,6412,084
The 25 largest of the 177 publishing this structure

The projects

ProjectDeveloperCommunityFromHandoverPriced unitsStatus
Azizi VeniceAziziDubai SouthAED 755KQ4 20263,122On sale
Verdana IVReportageDubai Investments ParkAED 560KQ2 2028442Sold out
OceanaReportagen/aAED 581KQ2 2029266On sale
Taormina VillageReportageMajanAED 3.40MQ4 2027253On sale
TakayaUnion P.J.S.CMotor CityAED 1.63MQ4 2027220On sale
MirdadUnion P.J.S.CMotor CityAED 1.30MQ4 2028211On sale
Aya Beachfront ResidencesDeyaarAl RaudahAED 696KQ4 2027168On sale
Verdana VIReportageDubai Investments ParkAED 640KQ2 2029153On sale
Reportage HillsReportageDAMAC LagoonsAED 2.83MQ4 2028132On sale
OlfahAlefMuwailehAED 904KQ4 2029111On sale
Roof ComfortRoof EnterprisesDubai Land Residence ComplexAED 639KQ2 2027111On sale
Brabus Island Chapter Two - The VillasCosmoAl Raha BeachAED 11.6MQ2 202992On sale
Eden House The ParkH&HAl WaslAED 7.09MQ3 202789On sale
Mag 777MAGDubai Sports CityAED 790KQ3 202687On sale
Beach Oasis 1 and 2AziziDubai Studio CityAED 1.00MQ1 202779On sale
Parkgreen ResidencesAlishaanLiwanAED 920KQ4 202779On sale
Azizi Riviera ReveAziziMeydanAED 1.40MQ4 202478On sale
Crystal TowerVHSInternational CityAED 672KQ1 202876On sale
Brabus IslandCosmoAl Raha BeachAED 3.68MQ1 202968On sale
Stellar AxisAjmal EstateAl WarsanAED 531KQ1 202761On sale
Next CoralNextDubai IslandsAED 2.06MQ4 202756On sale
Reportage Village Khalifa CityReportageKhalifa CityAED 4.57MQ3 202849On sale
Fashionz By DanubeDanubeJumeirah Village TriangleAED 830KQ3 202748On sale
Kyomi ResidencesAnaxInternational CityAED 561KQ4 202748On sale
11 Hills ParkTownXDubai Science ParkAED 815KQ1 202747On sale

Ordered by how much priced inventory each project publishes, which is the depth of the evidence behind its numbers rather than a ranking of the offer. Every project here publishes at least one plan on this structure; many publish others alongside it.

The base, and what is outside it

How this is counted

The corpus holds 11,667 parsed payment steps across 4,159 published plans. 3,193 of those, on 2,265 live off-plan projects, have steps that sum to a plausible whole and are the base every figure on this page is computed over. A plan is filed by what the buyer owes and when: nothing after the keys makes it a split, an instalment after the keys makes it post-handover whatever the split, and a plan whose steps name a monthly percentage is counted again under the monthly cadence.

A structure earns a page at 60 projects. Paid in full before handover carries 238 projects, 10/90 carries 3 projects, which is why neither has one. Percentages are rounded to the nearest ten before a plan is filed, so a 15/85 schedule counts as one of these buckets rather than as a bucket of its own.

The other ways to cut the same book

Read this next

Dubai Off-Plan Q3 2026

The full report: every community, every developer, ranked.

30/70 payment plans in context: price per sqft by community and developer, payment plan structures ranked by cash due before handover, the 2026 to 2029 delivery pipeline, and the CSV behind every table. PDF plus data, delivered instantly.