Post-handover payment plans: 392 projects offer it
392 tracked off-plan projects publish 480 payment plans on this structure, an instalment still due after the keys are handed over. That is 17% of the 2,265 off-plan projects whose published schedule the corpus can read, offered by 157 developers across 78 communities.
Priced across 11,236 unit records, the median asks AED 1,486,838 for 1,083 sqft, or AED 1,644 per sqft. 8 published structures ask more per sqft than this one and 1 asks less, on a range running AED 1,624 to 2,273. The terms are not free: a structure that defers more of the price is worth more to the buyer at the same headline number, which is what the discount column below prices.
74% of the priced records sit in Dubai. The largest handover cohort inside the set is 2027, with 144 projects scheduled. 25% of the 392 projects publishing a sale status are already marked gone, so treat the list below as evidence of terms rather than of availability.
What it is worth against the other structures
| Structure | Projects | Developers | Priced records | AED/sqft | Booking | Plan discount |
|---|---|---|---|---|---|---|
| 90/10 | 74 | 26 | 1,192 | 1,624 | 10% | 4.48% |
| 80/20 | 318 | 38 | 3,747 | 1,866 | 20% | 5.83% |
| 70/30 | 238 | 59 | 10,439 | 2,273 | 20% | 5.00% |
| 60/40 | 580 | 171 | 17,007 | 2,167 | 15% | 5.33% |
| 50/50 | 430 | 188 | 16,764 | 1,977 | 10% | 5.04% |
| 40/60 | 332 | 154 | 6,124 | 1,874 | 10% | 5.06% |
| 30/70 | 177 | 101 | 8,164 | 1,847 | 10% | 4.94% |
| 20/80 | 71 | 44 | 2,868 | 1,742 | 20% | 3.48% |
| Post-handover | 392 | 157 | 11,236 | 1,644 | 10% | 7.26% |
| 1% monthly | 88 | 49 | 4,524 | 1,658 | 20% | 8.01% |
The plan discount is the published schedule discounted to present value at 5.0% a year against the headline price it is quoted at, so a deeper number means more of the price is deferred and the terms are worth more at the same asking figure. The deepest structure on this measure is 1% monthly, at 8.01%. Structures overlap: a project publishing two plans is counted under both, which is why the project column sums past the 2,265 projects behind the set.
Who offers it
| Developer | Priced records | Median price | Median sqft | AED/sqft |
|---|---|---|---|---|
| GJ | 1,616 | AED 1.05M | 1,562 | 771 |
| Danube | 1,145 | AED 2.57M | 793 | 2,742 |
| Tiger Properties | 574 | AED 1.81M | 1,153 | 2,102 |
| Object 1 | 411 | AED 1.33M | 743 | 1,770 |
| Dubai Investments | 366 | AED 2.31M | 1,182 | 2,325 |
| Dugasta | 319 | AED 1.56M | 791 | 1,974 |
| Deyaar | 277 | AED 2.47M | 1,336 | 1,821 |
| HRE | 240 | AED 1.82M | 1,039 | 1,722 |
| Union P.J.S.C | 220 | AED 2.48M | 1,276 | 1,932 |
| Azha | 191 | AED 669K | 1,226 | 517 |
| Pantheon | 173 | AED 1.16M | 630 | 1,836 |
| Lion Stone | 160 | AED 925K | 687 | 1,383 |
| Major | 155 | AED 2.07M | 824 | 2,722 |
| Samana | 149 | AED 2.26M | 1,180 | 2,167 |
| Peace Homes | 143 | AED 1.06M | 559 | 1,608 |
| Arsenal East | 142 | AED 1.94M | 744 | 2,464 |
| Al Zorah | 140 | AED 1.79M | 1,196 | 1,572 |
| Emirates | 130 | AED 1.59M | 1,865 | 883 |
| Roof Enterprises | 111 | AED 1.20M | 895 | 1,341 |
| Aqua | 104 | AED 2.27M | 1,499 | 1,522 |
| Skyline Builders | 103 | AED 1.21M | 781 | 1,548 |
| ADE | 102 | AED 732K | 492 | 1,519 |
| Takmeel | 100 | AED 1.31M | 1,020 | 1,424 |
| MAG | 100 | AED 4.11M | 1,193 | 3,418 |
| HZ | 99 | AED 1.43M | 1,046 | 1,389 |
Ranked by how much priced inventory each builder publishes on this structure, not by how good the terms are. A builder appears here for one structure and again for another where it offers both.
Where it is offered
| Community | Emirate | Priced records | Median price | Median sqft | AED/sqft |
|---|---|---|---|---|---|
| Jumeirah Village Circle | Dubai | 1,333 | AED 1.32M | 747 | 1,822 |
| Dubai Land Residence Complex | Dubai | 934 | AED 1.10M | 789 | 1,488 |
| Free Zone | Ajman | 855 | AED 1.03M | 1,230 | 822 |
| Business Bay | Dubai | 798 | AED 3.64M | 1,209 | 3,231 |
| Dubai South | Dubai | 474 | AED 1.55M | 1,060 | 1,449 |
| Al Rashidiya | Ajman | 449 | AED 1.14M | 1,859 | 692 |
| Jumeirah Village Triangle | Dubai | 444 | AED 1.41M | 805 | 1,967 |
| Majan | Dubai | 385 | AED 1.24M | 832 | 1,604 |
| Dubai Islands | Dubai | 362 | AED 3.56M | 1,475 | 2,451 |
| Bukadra | Dubai | 355 | AED 2.32M | 1,015 | 2,325 |
| Motor City | Dubai | 309 | AED 2.43M | 1,258 | 1,945 |
| International City | Dubai | 299 | AED 925K | 691 | 1,334 |
| Dubai Industrial City | Dubai | 293 | AED 1.48M | 759 | 1,924 |
| Dubai Science Park | Dubai | 279 | AED 1.85M | 1,084 | 1,679 |
| Al Marjan Island | Ras Al Khaimah | 235 | AED 1.97M | 722 | 2,776 |
| Dubailand | Dubai | 229 | AED 1.49M | 1,039 | 1,447 |
| Dubai Maritime City | Dubai | 205 | AED 2.08M | 656 | 3,975 |
| Arjan | Dubai | 180 | AED 1.53M | 919 | 1,668 |
| Al Raudah | Umm Al Quwain | 174 | AED 1.81M | 1,060 | 1,735 |
| Dubai Sports City | Dubai | 169 | AED 1.36M | 750 | 1,615 |
| Ajman Downtown | Ajman | 155 | AED 1.14M | 1,996 | 572 |
| Al Zorah | Ajman | 144 | AED 1.79M | 1,196 | 1,543 |
| Al Amerah | Ajman | 135 | AED 625K | 1,197 | 511 |
| Mohammed Bin Rashid City | Dubai | 135 | AED 4.09M | 1,203 | 3,400 |
| Al Rumailah 3 | Ajman | 130 | AED 1.59M | 1,865 | 883 |
What it buys, rung by rung
By emirate
| Emirate | Priced records | Share | Median price | Median sqft | AED/sqft |
|---|---|---|---|---|---|
| Dubai | 8,333 | 74% | AED 1.64M | 895 | 1,829 |
| Ajman | 2,049 | 18% | AED 1.07M | 1,456 | 791 |
| Ras Al Khaimah | 362 | 3% | AED 2.08M | 836 | 2,566 |
| Sharjah | 218 | 2% | AED 1.54M | 1,475 | 992 |
| Umm Al Quwain | 174 | 2% | AED 1.81M | 1,060 | 1,735 |
| Abu Dhabi | 100 | 1% | AED 6.93M | 4,036 | 2,144 |
The projects
Ordered by how much priced inventory each project publishes, which is the depth of the evidence behind its numbers rather than a ranking of the offer. Every project here publishes at least one plan on this structure; many publish others alongside it.
How this is counted
The corpus holds 11,667 parsed payment steps across 4,159 published plans. 3,193 of those, on 2,265 live off-plan projects, have steps that sum to a plausible whole and are the base every figure on this page is computed over. A plan is filed by what the buyer owes and when: nothing after the keys makes it a split, an instalment after the keys makes it post-handover whatever the split, and a plan whose steps name a monthly percentage is counted again under the monthly cadence.
A structure earns a page at 60 projects. Paid in full before handover carries 238 projects, 10/90 carries 3 projects, which is why neither has one. Percentages are rounded to the nearest ten before a plan is filed, so a 15/85 schedule counts as a split rather than as a bucket of its own.
Read this next
The full report: every community, every developer, ranked.
Post-handover payment plans in context: price per sqft by community and developer, payment plan structures ranked by cash due before handover, the 2026 to 2029 delivery pipeline, and the CSV behind every table. PDF plus data, delivered instantly.