Off-plan projects with a 20% down payment: 924 projects
924 tracked off-plan projects publish at least one payment plan asking twenty percent of the price on booking, 1,159 plans in all. That is 41% of the 2,265 off-plan projects whose published schedule the corpus can read, offered by 238 developers across 110 communities. A project that publishes two plans with different deposits is counted in both bands.
Priced across 28,799 unit records, the median asks AED 1,931,979 for 845 sqft, or AED 2,149 per sqft. The deposit is only the first payment: the median plan here has 60% of the price paid before the keys, and 16% of the plans still run after handover. 88% of the priced records sit in Dubai.
32% of the 924 projects publishing a sale status are already marked gone, so read the list below as evidence of terms rather than of availability.
Against the other deposits
| Down payment | Projects | Developers | Priced records | AED/sqft | Due before keys | Plan discount |
|---|---|---|---|---|---|---|
| 5% or less | 395 | 155 | 7,735 | 1,458 | 50% | 6.54% |
| 10% | 929 | 251 | 24,614 | 1,990 | 50% | 5.47% |
| 20% | 924 | 238 | 28,799 | 2,149 | 60% | 4.84% |
The plan discount is the published schedule discounted to present value at 5.0% a year against its headline price: a deeper number means more of the price is deferred. Bands overlap where a project publishes plans with different deposits.
How the rest falls due
| Structure | Projects in this band | Share of the band |
|---|---|---|
| 60/40 | 286 | 31% |
| Post-handover | 176 | 19% |
| 50/50 | 172 | 19% |
| 70/30 | 163 | 18% |
| 80/20 | 142 | 15% |
| 40/60 | 96 | 10% |
| 30/70 | 65 | 7% |
| 1% monthly | 58 | 6% |
| 20/80 | 39 | 4% |
| 90/10 | 26 | 3% |
A structure counts a project when any of its published plans has that shape, so a project can appear on several rows and the shares do not sum to 100%.
Who asks it
| Developer | Priced records | Median price | Median sqft | AED/sqft |
|---|---|---|---|---|
| Sobha Realty | 5,785 | AED 2.19M | 782 | 2,782 |
| Binghatti | 3,798 | AED 1.39M | 710 | 3,438 |
| Reportage | 2,655 | AED 1.25M | 771 | 1,693 |
| Azizi | 1,977 | AED 840K | 354 | 2,237 |
| DAMAC | 1,542 | AED 2.83M | 1,435 | 1,554 |
| Danube | 1,216 | AED 2.72M | 822 | 2,640 |
| Meraas | 694 | AED 4.43M | 2,030 | 2,588 |
| Object 1 | 663 | AED 1.34M | 743 | 1,799 |
| Nakheel | 447 | AED 5.54M | 2,660 | 2,122 |
| Dubai Investments | 366 | AED 2.31M | 1,182 | 2,325 |
| Mr Eight | 347 | AED 4.40M | 1,165 | 3,730 |
| Dugasta | 319 | AED 1.56M | 791 | 1,974 |
| BNW | 305 | AED 3.33M | 1,357 | 2,767 |
| Tiger Properties | 297 | AED 1.76M | 1,277 | 1,352 |
| Ellington | 290 | AED 3.00M | 1,254 | 2,446 |
| Tarrad | 281 | AED 685K | 434 | 1,547 |
| MAG | 278 | AED 1.78M | 935 | 2,746 |
| Peace Homes | 238 | AED 1.18M | 708 | 1,693 |
| Union P.J.S.C | 220 | AED 2.48M | 1,276 | 1,932 |
| Pantheon | 209 | AED 1.06M | 629 | 1,858 |
| Samana | 203 | AED 1.70M | 1,215 | 2,165 |
| HRE | 198 | AED 1.85M | 1,068 | 1,801 |
| Imtiaz | 170 | AED 2.12M | 1,102 | 1,980 |
| Cosmo | 160 | AED 11.6M | 2,702 | 4,294 |
| Select Group | 138 | AED 5.22M | 1,702 | 3,232 |
Where it is offered
| Community | Emirate | Priced records | Median price | Median sqft | AED/sqft |
|---|---|---|---|---|---|
| Nad Al Sheba | Dubai | 2,475 | AED 2.61M | 695 | 3,560 |
| Dubailand | Dubai | 2,047 | AED 847K | 355 | 2,222 |
| Dubai Investments Park | Dubai | 1,902 | AED 983K | 575 | 1,701 |
| Jumeirah Village Circle | Dubai | 1,832 | AED 1.31M | 759 | 1,799 |
| Bukadra | Dubai | 1,344 | AED 2.63M | 1,126 | 2,564 |
| Dubai Islands | Dubai | 1,290 | AED 3.74M | 1,465 | 2,473 |
| Umm Al Quwain Marina | Umm Al Quwain | 1,287 | AED 2.25M | 863 | 2,699 |
| Dubai Land Residence Complex | Dubai | 1,162 | AED 1.03M | 766 | 1,510 |
| Majan | Dubai | 1,127 | AED 1.19M | 807 | 1,603 |
| Business Bay | Dubai | 864 | AED 3.41M | 1,128 | 2,984 |
| Jebel Ali | Dubai | 850 | AED 2.18M | 782 | 2,825 |
| Motor City | Dubai | 764 | AED 2.13M | 1,124 | 1,944 |
| Sobha Central | Dubai | 710 | AED 2.12M | 743 | 2,924 |
| Jumeirah Village Triangle | Dubai | 584 | AED 1.35M | 742 | 1,909 |
| Jabal Ali | Dubai | 564 | AED 2.12M | 669 | 3,200 |
| Dubai South | Dubai | 472 | AED 1.42M | 1,036 | 1,410 |
| Mohammed Bin Rashid City | Dubai | 436 | AED 4.07M | 1,467 | 2,500 |
| Damac Suncity | Dubai | 423 | AED 4.00M | 3,158 | 1,295 |
| Al Marjan Island | Ras Al Khaimah | 422 | AED 3.84M | 1,235 | 2,950 |
| Sobha Aquamont | Umm Al Quwain | 413 | AED 1.55M | 771 | 2,035 |
| DAMAC Riverside | Dubai | 371 | AED 1.72M | 1,047 | 1,580 |
| Dubai Sports City | Dubai | 341 | AED 1.51M | 925 | 1,604 |
| Dubai Science Park | Dubai | 326 | AED 1.81M | 1,024 | 1,801 |
| City Walk | Dubai | 309 | AED 3.67M | 1,567 | 2,696 |
| Dubai Industrial City | Dubai | 271 | AED 1.49M | 768 | 1,925 |
Where five or more off-plan projects in a community publish a plan asking this deposit, its name links to that address's own 20% down payment page, with the projects listed one by one. The other communities link to their community page.
What it buys, rung by rung
The projects
Ordered by how much priced inventory each project publishes, the depth of the evidence rather than a ranking of the offer. Every project here publishes at least one plan asking this deposit; many publish others too.
How this is counted
The base is the 3,193 published plans on 2,265 live off-plan projects whose steps sum to a plausible whole, the same base as every payment plan structure page. A plan is in a band by its booking step: 5% or less for the first band, 10% and 20% exactly for the other two, because that is how developers quote them. Deposits in between (15%, 25%) are counted in the base and in no band.
The full report: every community, every developer, ranked.
20% down payment in context: price per sqft by community and developer, payment plan structures ranked by cash due before handover, the 2026 to 2029 delivery pipeline, and the CSV behind every table. PDF plus data, delivered instantly.