OffplanIndex
Prices on this site were last read 30 July 2026, 64 days ago.New launches added up to 30 September 2026.
Dubai · Off-plan by down payment · July 2026

Dubai Islands off-plan with a 20% down payment: 93 projects

93 of the 187 off-plan projects in Dubai Islands, Dubai, publish a plan asking twenty percent of the price on booking: 50% of the community. The median starting price is AED 2,242,863, and the middle half of them start between AED 1.90M and AED 2.69M. The median project asks AED 2,326 per sqft, across 79 projects with priced units.

On the 101 plans that ask it, the median share due before handover is 60%, so the deposit is the first payment of several, not the whole price. Across every off-plan project in Dubai Islands the median starting price is AED 2,229,150, so this band starts 1% above the address as a whole. 56 of the 93 projects stating a sale status are not marked sold out at the last observation.

With a 20% deposit
93
50% of 187 off-plan projects
Median starting price
AED 2.24M
AED 1.30M to AED 9.00M across the band
AED per sqft
2,326
2,040 to 2,811 in the middle half, 79 projects
Due before handover
60%
50% to 70% in the middle half of plans
Cheapest starting price first, 93 in Dubai Islands

Projects with a 20% down payment

ProjectDeveloperStarting priceHandoverBookingBefore handover
Haven Bay By MetacMetacAED 1.30MQ4 202620%20%
Mayas Sea ViewSama EzdanAED 1.41MQ4 202620%70%
Soma ResidenceOrigamiAED 1.67MQ3 202820%50%
Azizi WaslAziziAED 1.68MQ1 202820%50%
Sunset Bay By ImtiazImtiazAED 1.69MQ4 202620%60%
Ellington SandsEllingtonAED 1.70MQ4 202820%70%
FirozaEver GloryAED 1.70MQ4 202720%50%
Kaia ResidencesAmwajAED 1.74MQ4 202820%35%
Arka Enclave ResidencesManodevAED 1.75MQ4 202720%40%
Blue Marina ResidenceShakirovAED 1.75MQ3 202720%50%
Harbour by Prestige OnePrestige OneAED 1.80MQ3 202720%65%
Sunset Bay Phase 2ImtiazAED 1.80MQ1 202720%60%
Villa del ArteMr EightAED 1.80MQ4 202720%40%
Ocean TowerAAAAED 1.85MQ1 202720%40%
Nuvana By WadanWADANAED 1.85MQ3 202720%50%
Bay GroveNakheelAED 1.85MQ1 202820%70%
Flora BayCay ResidencesAED 1.86MQ4 202720%50%
Maravea ResidencesEnzoAED 1.87MQ4 202820%40%
Floarea BreezeMashriq EliteAED 1.90MQ1 202820%30%
Sunset Bay phase 3 By ImtiazImtiazAED 1.90MQ1 202720%60%
Bay Grove Residences Phase 2 By NakheelNakheelAED 1.90MQ3 202820%70%
Sunset Bay Phase 5 by ImtiazImtiazAED 1.90MQ4 202720%60%
Beach Walk Residence Phase 3 By ImtiazImtiazAED 1.90MQ2 202620%60%
Bonds AvenueAmirahAED 1.90MQ1 202720%50%
Sunset Bay Phase 4 by ImtiazImtiazAED 1.91MQ2 202720%60%
Beach WalkImtiazAED 1.94MQ2 202620%60%
Beach Walk Phase 4 by ImtiazImtiazAED 1.94MQ2 202720%35%
Beach Walk Residences 4 By ImtiazImtiazAED 1.94MQ2 202720%60%
Flow ResidencesMain RealtyAED 1.95MQ4 202720%50%
Coral IsleGrovyAED 1.95MQ1 202720%60%
Luxury Canal ResidencesPrestige HarbourAED 1.95MQ1 202820%65%
Breva by AYS DevelopersAYSAED 1.97MQ4 202620%60%
Bay Grove Residences Phase 3NakheelAED 2.00MQ1 202920%70%
Bay Grove Residences Phase 4 By NakheelNakheelAED 2.00MQ2 202920%70%
SeacliffImtiazAED 2.06MQ1 202820%50%
AquoraCasa VistaAED 2.07MQ1 202820%50%
Beach Walk Residence Phase 2 By ImtiazImtiazAED 2.08MQ3 202620%60%
Capital Horizon TerracesCapital InternationalAED 2.08MQ4 202620%68%
ZephyraArsenal EastAED 2.08MQ4 202720%55%
Flora IsleFlora RealtyAED 2.09MQ1 202820%50%
Beach Walk GrandImtiazAED 2.10MQ4 202620%60%
Cove Phase 2 By EllingtonEllingtonAED 2.10MQ2 202820%70%
Ellington CoveEllingtonAED 2.20MQ2 202820%70%
Avida ResidencesIQUNAAED 2.23MQ4 202720%60%
Wynwood by ImtiazImtiazAED 2.24MQ3 202720%50%
Sunset Bay GrandImtiazAED 2.29MQ4 202720%60%
Casagrand HerminaCasagrandAED 2.29MQ2 202820%60%
Royal Yacht Club ResidencesAzimuthAED 2.30MQ4 202720%50%
Natuzzi HarmonyPeace HomesAED 2.38MQ3 202620%60%
Cotier HouseImtiazAED 2.40MQ1 202720%60%
Azura ResidencesInvest OverseasAED 2.43MQ2 202620%90%
Do Hotels & ResidencesOneAED 2.47MQ4 202720%50%
Helvetia MarineDHGAED 2.47MQ1 202820%50%
Whitecliffs ResidencesAGAED 2.50MQ4 202720%49%
Samana Ocean PearlSamanaAED 2.50MQ4 202620%58%
Tivanno ResidenceAYSAED 2.52MQ1 202720%40%
Sea Legend OneMVSAED 2.56MQ2 202720%40%
Seaside By Prestige OnePrestige OneAED 2.58MQ4 202620%65%
Beach Residences Dubai IslandsNakheelAED 2.60MQ1 202720%80%
Coastal HavenPrestige HarbourAED 2.60MQ1 202820%65%
Rixos Beach Residences Phase 2 By NakheelNakheelAED 2.60MQ4 202620%80%
Rixos Hotel & ResidencesNakheelAED 2.60MQ4 202620%80%
Rixos Phase 2 By NakheelNakheelAED 2.60MQ1 202720%80%
Sands Phase 2 By EllingtonEllingtonAED 2.60MQ4 202820%70%
Arka Enclave Residences by Atmosphere LivingManodevAED 2.61MQ4 202720%40%
Beach Walk Grand Phase 2 By ImtiazImtiazAED 2.63MQ4 202720%60%
Vue DoreeCrystal BayAED 2.69MQ4 202720%50%
Meriva GardensEllingtonAED 2.70MQ2 203020%70%
Meriva ShoresEllingtonAED 2.70MQ2 203020%70%
Meriva SignatureEllingtonAED 2.70MQ2 203020%70%
Meriva SunsetEllingtonAED 2.70MQ2 203020%70%
The Meriva CollectionEllingtonAED 2.87MQ2 203020%70%
Villa Del GardaMr EightAED 2.99MQ1 202820%35%
Rixos Hotel and Residences Phase 1NakheelAED 3.20MQ4 202620%80%
Treppan Living PriveFakhruddinAED 3.24MQ4 202820%40%
Cotier House Phase 2 by ImtiazImtiazAED 3.33MQ2 202720%60%
Ocean Bay by SamanaSamanaAED 3.40MQ4 202820%30%
Rixos BayNakheelAED 3.75MQ4 202620%100%
Flora Isle Beachfront ResidencesCenturionAED 3.82MQ2 202720%30%
IlukaMs HomesAED 3.88MQ3 202620%60%
Le Chateau PiétrusMr EightAED 3.94MQ3 202820%35%
Villa del GaviMr EightAED 3.96MQ4 202720%35%
Bay Villas By NakheelNakheelAED 4.00MQ2 202720%80%
Samana Ocean Pearls Phase 2SamanaAED 4.28MQ1 202720%75%
Ocean Pearl 1 and 2SamanaAED 4.45MQ4 202620%40%
Bay Villas Phase 3 By NakheelNakheelAED 4.82MQ2 202720%80%
Villa Del BrunelloMr EightAED 5.10MQ4 202720%35%
Hatimi ResidencesFakhruddinAED 8.90MQ4 202620%40%
Villa Del DivosMr EightAED 9.00MQ2 202720%35%
Bay Grove Residences Phase 1, 2 and 3Nakheeln/aQ1 202920%70%
House of WELL 1 and 2Well Conceptn/aQ1 202720%35%
Rixos Hotel and Residences Phase 3 By NakheelNakheeln/aQ1 202920%80%
Sunset Bay OneImtiazn/aQ4 202620%60%

A project is in this list when at least one of its readable payment plans asks twenty percent of the price on booking. Booking and before handover are the shares of the project's first plan in the band, and a project can publish more than one. Plans count only where their stages sum to between 90 and 110 percent of the price. Handover dates are the developer's published target and move often. Every project in the band is listed, including the 4 with no published starting price.

Where else the deposit sits

Other down payments in Dubai Islands

Down paymentProjectsShareMedian startBefore handover
5% or less169%AED 2.30M50%
10%4625%AED 2.26M50%
20%9350%AED 2.24M60%

Only deposits asked by five or more off-plan projects are listed, which is the floor for a page worth publishing. A project publishing plans at two deposits is counted in both, so the shares can add to more than 100 percent. The whole address, every deposit pooled, is on the Dubai Islands page, and the same address cut by budget starts at AED 1M to 2M, and by delivery year at handover 2026.

The same deposit at the addresses deep enough to compare

20% down payment elsewhere

CommunityEmirateProjectsMedian startAED/sqft
Jumeirah Village CircleDubai72AED 775K1,570
Dubai Land Residence ComplexDubai54AED 679K1,456
Dubai SouthDubai31AED 840K1,376
Palm Jebel AliDubai29AED 18.1M2,362
Al Marjan IslandRas Al Khaimah28AED 2.29M2,784
Business BayDubai28AED 2.79M2,944
BukadraDubai27AED 1.69M2,300
Dubai Investments ParkDubai21AED 1.19M1,151
DubailandDubai20AED 2.75M1,476
MajanDubai20AED 1.10M1,552
DAMAC IslandsDubai19AED 2.40M1,128
Jumeirah Village TriangleDubai19AED 856K1,801

Ranked by how many projects each address has in the band, not by price, so the list is what a buyer can actually shop. The whole band across the UAE, by bedroom, type, emirate and community, is on the 20% down payment page.

The 20% plans across the schemes above

Terms on these plans

Plans read
101
from 93 projects
Booking deposit
20%
20% on every plan read
Due before keys
60%
median across these plans
Plans with a tail
13%

Only the plans that ask this deposit are counted, and only where their stages sum to between 90 and 110 percent. A project publishing two such plans counts both. Model any of them against a real Dubai Islands off-plan ticket in the payment plan calculator.

20% down payment in Dubai Islands

Questions buyers ask

How many off-plan projects in Dubai Islands offer a 20% down payment?
93 of the 187 off-plan projects tracked in Dubai Islands publish at least one plan asking twenty percent of the price on booking, which is 50% of the community. Their starting prices run from AED 1,300,000 to AED 9,000,000, with a median of AED 2,242,863. A project publishing plans at two deposits is counted in both bands.
What do off-plan projects with a 20% down payment in Dubai Islands cost per sqft?
The median of the project medians is AED 2,326 per sqft across 79 projects with priced units, and the middle half runs AED 2,040 to 2,811. Each project counts once, so a tower publishing 400 unit rows does not outvote a small scheme.
How much is due before handover on a 20% down payment plan in Dubai Islands?
The deposit is only the first payment. Across 101 plans asking twenty percent of the price on booking in Dubai Islands the median share due before the keys is 60%, and the middle half of plans ask between 50% and 70%. 13% of these plans carry a post-handover tail.
Which developers offer a 20% down payment in Dubai Islands?
Imtiaz (18), Nakheel (14), Ellington (9), out of 42 developers with at least one project in this band.
When do off-plan projects with a 20% down payment in Dubai Islands hand over?
Scheduled handovers by year: 2026: 21, 2027: 41, 2028: 22, 2029: 4, 2030: 5. Dates are the developer's published target and move often.

The same deposit across every community is on the 20% down payment page, and every payment structure across the UAE is in off-plan payment plans.

Dubai Off-Plan Q3 2026

The full report: every community, every developer, ranked.

Dubai Islands 20% down payment in context: price per sqft by community and developer, payment plan structures ranked by cash due before handover, the 2026 to 2029 delivery pipeline, and the CSV behind every table. PDF plus data, delivered instantly.

Source: OffplanIndex derived analytics, built 2026-10-02 from developer-published project facts and unit inventories aggregated from public portals (latest observation 2026-07-30). A page is published only where 5 or more off-plan projects publish a plan asking the deposit. All statistics are computed by OffplanIndex; no third-party database is reproduced. See the methodology and data policy. Not investment advice.