Business Bay off-plan with a down payment of 5% or less: 7 projects
7 of the 68 off-plan projects in Business Bay, Dubai, publish a plan asking five percent or less of the price on booking: 10% of the community. The median starting price is AED 19,600,000, and the middle half of them start between AED 2.53M and AED 31.4M. The median project asks AED 3,243 per sqft, across 5 projects with priced units.
On the 7 plans that ask it, the median share due before handover is 60%, so the deposit is the first payment of several, not the whole price. Across every off-plan project in Business Bay the median starting price is AED 2,207,000, so this band starts 788% above the address as a whole. 4 of the 7 projects stating a sale status are not marked sold out at the last observation.
Projects with a down payment of 5% or less
| Project | Developer | Starting price | Handover | Booking | Before handover |
|---|---|---|---|---|---|
| Royal Regency Suites | Al Seeb | AED 1.47M | Q1 2027 | 0% | 60% |
| Elire | Qube | AED 2.50M | Q4 2028 | 0% | 60% |
| One B Tower | Wasl | AED 2.56M | Q4 2028 | 5% | 40% |
| The Ritz-Carlton Residences | Kappa Acca | AED 19.6M | Q2 2027 | 0% | 60% |
| Vela Viento | Omniyat | AED 25.8M | Q4 2028 | 5% | 60% |
| One Sankari | Sankari | AED 37.1M | Q4 2027 | 5% | 50% |
| Regent Residences | Sankari | AED 39.0M | Q4 2027 | 5% | 50% |
A project is in this list when at least one of its readable payment plans asks five percent or less of the price on booking. Booking and before handover are the shares of the project's first plan in the band, and a project can publish more than one. Plans count only where their stages sum to between 90 and 110 percent of the price. Handover dates are the developer's published target and move often. Every project in the band is listed.
Other down payments in Business Bay
| Down payment | Projects | Share | Median start | Before handover |
|---|---|---|---|---|
| 5% or less | 7 | 10% | AED 19.6M | 60% |
| 10% | 18 | 27% | AED 3.03M | 50% |
| 20% | 28 | 41% | AED 2.79M | 70% |
Only deposits asked by five or more off-plan projects are listed, which is the floor for a page worth publishing. A project publishing plans at two deposits is counted in both, so the shares can add to more than 100 percent. The whole address, every deposit pooled, is on the Business Bay page, and the same address cut by budget starts at AED 1M to 2M, and by delivery year at handover 2026.
5% or less down payment elsewhere
| Community | Emirate | Projects | Median start | AED/sqft |
|---|---|---|---|---|
| Dubailand | Dubai | 23 | AED 2.80M | 1,318 |
| Jumeirah Village Circle | Dubai | 20 | AED 694K | 1,460 |
| Al Marjan Island | Ras Al Khaimah | 19 | AED 1.85M | 2,740 |
| Dubai South | Dubai | 19 | AED 1.04M | 1,316 |
| Dubai Islands | Dubai | 16 | AED 2.30M | 2,300 |
| Yas Island | Abu Dhabi | 16 | AED 2.90M | 2,766 |
| Muwaileh | Sharjah | 15 | AED 999K | 1,273 |
| Al Reem Island | Abu Dhabi | 14 | AED 2.35M | 1,759 |
| Motor City | Dubai | 10 | AED 834K | 1,935 |
| Al Satwa | Dubai | 9 | AED 1.22M | 2,382 |
| Wasl Gate | Dubai | 9 | AED 660K | 1,335 |
| Dubai Land Residence Complex | Dubai | 8 | AED 786K | 1,322 |
Ranked by how many projects each address has in the band, not by price, so the list is what a buyer can actually shop. The whole band across the UAE, by bedroom, type, emirate and community, is on the 5% or less down payment page.
Terms on these plans
Only the plans that ask this deposit are counted, and only where their stages sum to between 90 and 110 percent. A project publishing two such plans counts both. Model any of them against a real Business Bay off-plan ticket in the payment plan calculator.
Questions buyers ask
- How many off-plan projects in Business Bay offer a down payment of 5% or less?
- 7 of the 68 off-plan projects tracked in Business Bay publish at least one plan asking five percent or less of the price on booking, which is 10% of the community. Their starting prices run from AED 1,468,500 to AED 39,000,000, with a median of AED 19,600,000. A project publishing plans at two deposits is counted in both bands.
- What do off-plan projects with a down payment of 5% or less in Business Bay cost per sqft?
- The median of the project medians is AED 3,243 per sqft across 5 projects with priced units, and the middle half runs AED 3,190 to 4,634. Each project counts once, so a tower publishing 400 unit rows does not outvote a small scheme.
- How much is due before handover on a 5% or less down payment plan in Business Bay?
- The deposit is only the first payment. Across 7 plans asking five percent or less of the price on booking in Business Bay the median share due before the keys is 60%, and the middle half of plans ask between 50% and 60%. 0% of these plans carry a post-handover tail.
- Which developers offer a down payment of 5% or less in Business Bay?
- Sankari (2), Al Seeb (1), Kappa Acca (1), out of 6 developers with at least one project in this band.
- When do off-plan projects with a down payment of 5% or less in Business Bay hand over?
- Scheduled handovers by year: 2027: 4, 2028: 3. Dates are the developer's published target and move often.
The same deposit across every community is on the 5% or less down payment page, and every payment structure across the UAE is in off-plan payment plans.
The full report: every community, every developer, ranked.
Business Bay 5% or less down payment in context: price per sqft by community and developer, payment plan structures ranked by cash due before handover, the 2026 to 2029 delivery pipeline, and the CSV behind every table. PDF plus data, delivered instantly.
Source: OffplanIndex derived analytics, built 2026-10-02 from developer-published project facts and unit inventories aggregated from public portals (latest observation 2026-07-30). A page is published only where 5 or more off-plan projects publish a plan asking the deposit. All statistics are computed by OffplanIndex; no third-party database is reproduced. See the methodology and data policy. Not investment advice.