Payment plans · side by side · July 2026
Two to four projects, one table, the plan in the same row
What is due before the keys, on handover and after, next to the entry price, the rate per sqft and the handover quarter, plus the plan-adjusted effective price where the schedule is dated. Every column is a published schedule, read 30 July 2026. Search for a project and add it; the link carries the set.
In the comparison, a starter set
- Ocean Bay by Samana
Samana, Dubai Islands - Ocean Walk
Wellington, Dubai Islands - Siora
Beyond, Dubai Islands
Three projects in one community with the deepest plan discounts, so the columns are comparable. Search below to build your own set.
| Attribute | Ocean Bay by Samana | Ocean Walk | Siora |
|---|---|---|---|
| Developer | Samana | Wellington | Beyond |
| Community | Dubai Islands | Dubai Islands | Dubai Islands |
| Handover | Q4 2028 | Q4 2027 | Q4 2029 |
| Entry price | AED 3,396,667 | AED 2,236,487 | AED 2,400,000 |
| Median rate, AED/sqft | 2,691 | 2,385 | n/a |
| Priced units | 2 | 1 | 1 |
| The split | |||
| Due before the keys | 30% | 40% | 50% |
| Due on handover | 0% | 0% | 50% |
| Due after the keys | 70% | 60% | 0% |
| Plan-adjusted effective price | AED 2,840,364 | AED 1,986,506 | AED 2,150,970 |
| Effective discount to headline | 16% | 11% | 10% |
| Effective rate, AED/sqft | 2,250 | 2,118 | n/a |
| Schedule confidence | High: dated plan, handover ahead | High: dated plan, handover ahead | High: dated plan, handover ahead |
Shares are the published schedule’s own; the handover share is the remainder of before and after. The effective price is the present value of the schedule at 5% a year, so the discount is the part of the headline not yet asked for. Read 30 July 2026, built 2 October 2026. How the effective price is derived, the structures across the market.
Why side by side
Two projects at the same headline price are not the same price if one wants 70% before the keys and the other 40%. The table puts the schedule in the same row as the price so the difference is visible before a deposit, and states the effective price where the schedule is dated enough to discount honestly.
Nothing here is a recommendation. Where a project has no published plan the row says so rather than borrowing its community’s median.