Palm Jumeirah off-plan with a down payment of 5% or less: 7 projects
7 of the 29 off-plan projects in Palm Jumeirah, Dubai, publish a plan asking five percent or less of the price on booking: 24% of the community. The median starting price is AED 34,046,545, and the middle half of them start between AED 19.7M and AED 53.9M. The median project asks AED 8,080 per sqft, across 6 projects with priced units.
On the 7 plans that ask it, the median share due before handover is 60%, so the deposit is the first payment of several, not the whole price. Across every off-plan project in Palm Jumeirah the median starting price is AED 17,430,000, so this band starts 95% above the address as a whole. 4 of the 7 projects stating a sale status are not marked sold out at the last observation.
Projects with a down payment of 5% or less
| Project | Developer | Starting price | Handover | Booking | Before handover |
|---|---|---|---|---|---|
| Ellington Ocean House | Ellington | AED 11.5M | Q4 2026 | 5% | 60% |
| The Alba Residences by Omniyat | Omniyat | AED 18.2M | Q4 2028 | 5% | 60% |
| Orla by Omniyat | Omniyat | AED 24.1M | Q4 2026 | 5% | 50% |
| The Alba Residences Dorchester Collection | Omniyat | AED 44.0M | Q1 2028 | 5% | 60% |
| Orla Dorchester Collection | Omniyat | AED 57.2M | Q4 2026 | 5% | 50% |
| Orla Infinity | Omniyat | AED 72.3M | Q4 2027 | 5% | 70% |
| Orla Infinity Dorchester Collection | Omniyat | n/a | Q4 2026 | 5% | 70% |
A project is in this list when at least one of its readable payment plans asks five percent or less of the price on booking. Booking and before handover are the shares of the project's first plan in the band, and a project can publish more than one. Plans count only where their stages sum to between 90 and 110 percent of the price. Handover dates are the developer's published target and move often. Every project in the band is listed, including the 1 with no published starting price.
Other down payments in Palm Jumeirah
| Down payment | Projects | Share | Median start | Before handover |
|---|---|---|---|---|
| 5% or less | 7 | 24% | AED 34.0M | 60% |
| 10% | 7 | 24% | AED 7.00M | 50% |
| 20% | 6 | 21% | AED 9.68M | 60% |
Only deposits asked by five or more off-plan projects are listed, which is the floor for a page worth publishing. A project publishing plans at two deposits is counted in both, so the shares can add to more than 100 percent. The whole address, every deposit pooled, is on the Palm Jumeirah page, and the same address cut by budget starts at AED 3M to 5M, and by delivery year at handover 2026.
5% or less down payment elsewhere
| Community | Emirate | Projects | Median start | AED/sqft |
|---|---|---|---|---|
| Dubailand | Dubai | 23 | AED 2.80M | 1,318 |
| Jumeirah Village Circle | Dubai | 20 | AED 694K | 1,460 |
| Al Marjan Island | Ras Al Khaimah | 19 | AED 1.85M | 2,740 |
| Dubai South | Dubai | 19 | AED 1.04M | 1,316 |
| Dubai Islands | Dubai | 16 | AED 2.30M | 2,300 |
| Yas Island | Abu Dhabi | 16 | AED 2.90M | 2,766 |
| Muwaileh | Sharjah | 15 | AED 999K | 1,273 |
| Al Reem Island | Abu Dhabi | 14 | AED 2.35M | 1,759 |
| Motor City | Dubai | 10 | AED 834K | 1,935 |
| Al Satwa | Dubai | 9 | AED 1.22M | 2,382 |
| Wasl Gate | Dubai | 9 | AED 660K | 1,335 |
| Dubai Land Residence Complex | Dubai | 8 | AED 786K | 1,322 |
Ranked by how many projects each address has in the band, not by price, so the list is what a buyer can actually shop. The whole band across the UAE, by bedroom, type, emirate and community, is on the 5% or less down payment page.
Terms on these plans
Only the plans that ask this deposit are counted, and only where their stages sum to between 90 and 110 percent. A project publishing two such plans counts both. Model any of them against a real Palm Jumeirah off-plan ticket in the payment plan calculator.
Questions buyers ask
- How many off-plan projects in Palm Jumeirah offer a down payment of 5% or less?
- 7 of the 29 off-plan projects tracked in Palm Jumeirah publish at least one plan asking five percent or less of the price on booking, which is 24% of the community. Their starting prices run from AED 11,500,000 to AED 72,344,755, with a median of AED 34,046,545. A project publishing plans at two deposits is counted in both bands.
- What do off-plan projects with a down payment of 5% or less in Palm Jumeirah cost per sqft?
- The median of the project medians is AED 8,080 per sqft across 6 projects with priced units, and the middle half runs AED 7,433 to 8,568. Each project counts once, so a tower publishing 400 unit rows does not outvote a small scheme.
- How much is due before handover on a 5% or less down payment plan in Palm Jumeirah?
- The deposit is only the first payment. Across 7 plans asking five percent or less of the price on booking in Palm Jumeirah the median share due before the keys is 60%, and the middle half of plans ask between 55% and 65%. 0% of these plans carry a post-handover tail.
- Which developers offer a down payment of 5% or less in Palm Jumeirah?
- Omniyat (6), Ellington (1), out of 2 developers with at least one project in this band.
- When do off-plan projects with a down payment of 5% or less in Palm Jumeirah hand over?
- Scheduled handovers by year: 2026: 4, 2027: 1, 2028: 2. Dates are the developer's published target and move often.
The same deposit across every community is on the 5% or less down payment page, and every payment structure across the UAE is in off-plan payment plans.
The full report: every community, every developer, ranked.
Palm Jumeirah 5% or less down payment in context: price per sqft by community and developer, payment plan structures ranked by cash due before handover, the 2026 to 2029 delivery pipeline, and the CSV behind every table. PDF plus data, delivered instantly.
Source: OffplanIndex derived analytics, built 2026-10-02 from developer-published project facts and unit inventories aggregated from public portals (latest observation 2026-07-30). A page is published only where 5 or more off-plan projects publish a plan asking the deposit. All statistics are computed by OffplanIndex; no third-party database is reproduced. See the methodology and data policy. Not investment advice.